Last year as a homeowner post.

‘My Last Year as a Homeowner’ Post Goes Viral After People Weigh the Pros and Cons of Homeownership

Most of us are old enough to remember when owning a home was the ultimate goal for many in the U.S. It was not only viewed as a status symbol, but also a rite of passage that many people strove to reach in their early twenties.

Now, with the cost of housing (and everything else), many people are reconsidering the merits of homeownership. That’s likely why a Threads post from @jolijay resonated with so many people. “I’ve decided that this is my last year as a homeowner,” she wrote on Sept. 10, 2026.

People quickly jumped into the comments to weigh in on both sides of the argument. Meanwhile, others simply questioned her reasons as they wondered whether they should reconsider their own dreams of owning a house. 

And this isn’t the only thread like this to pop up lately. It seems like people all over are rethinking the value of owning a house, both in the literal sense and the figurative sense. Does this mean we are nearing the end of this particular American dream? 

People Cite Ongoing Expenses as a Major Downside of Homeownership 

When it comes to the cons of homeownership, multiple people lamented the sheer costs associated with owning a home. One commenter called owning a home “overrated,” saying that it’s an endless stream of expenses that you don’t have time to prepare for.

The upkeep will drive you crazy. I bought my house last year, and I regret it. People make buying a [home] seem like the thing to do, but honestly you have to be prepared and save for expenses,” they wrote. “As we speak, the lights in my bathroom not working The outlets in my room doesn’t work AC went out last weekend that was a $400 expense.”

Another person said their mom did the same thing and has been happier ever since, writing, “It’s too much involved owning a home, and when you don’t know how to fix things or have money to fix them, it’s even worse.”

Current Renters Warned Against Jumping Into the Market Too Fast

 

 
View on Threads

 


The idea of taking a break from things like real estate taxes, electrician bills, and maintaining a lawn may all sound dreamy, but the renters in the comments offered some words of caution.

“You’ll regret it because renting is a mess,” one person wrote. “I would never want to rent again!”

In May 2026, Threads user @catiesshelfofsmut made a post along the same lines. “Being a homeowner sucks. Has anyone sold their home and just gone back to renting and been happy doing that?”

 

 
View on Threads

 

While this post generated more responses, they all seemed to skew the same way, with people predominantly warning against renting if you already own a home. “We did that, and it was a huge mistake,” one commenter wrote. “Landlords are evil and jack up the rates at insane levels even if you’re the perfect tenant. We are going back to owning after 3 years and an almost $1,000 rent increase.”

There May Be a Compromise

As people on both threads shared their own personal stories and thoughts about the idea of going back to renting after already owning a home, there was one response that seemed like it could be the best of both worlds for the right person. 

“Don’t sell it,” one person wrote. “Rent it out and go move in an apartment. When you change your mind you can go back.” 
 
This idea seems to combine the best of both worlds—you can continue to earn equity in your home while most likely making a little extra money on top, since rental prices can be higher than mortgage payments—while also knowing that you have the safety net to return to your home if renting ends up being a total nightmare.
 
The original poster never commented on what she ultimately decided, but based on the responses, she probably still has a lot to consider before she can make her decision. Hopefully she ends up being happy with her choice, no matter which way she decides to go.

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